USDA Loan Jefferson, Louisiana
Purchase a New Home in Jefferson, Louisiana with No Money Down using USDA Loans
USDA Home Loans Offers $0 Down USDA Loans in Jefferson, Louisiana and surrounding Areas
Jefferson, Louisiana was established in 1825 and was named in honor of Thomas Jefferson, commemorating his role in purchasing the Louisiana territory from France in 1803. Jefferson originally extended from present day Felicity Street in New Orleans, Louisiana, to the St. Charles Parish line. As Orleans Parish grew, it annexed from Jefferson Parish such established areas as the Garden District, Lafayette, Jefferson, and Carrollton. The present boundary was set in 1874, and in 1884 the seat of Parish government was transferred to the West Bank, Gretna, where it has remained. A place rich with a heritage all its own. Nowhere in such close proximity will you find such cultural diversity. (http://www.city-data.com/city/Jefferson-Louisiana.html)
Truly a sportsman's paradise, Jefferson abounds with recreational and nature watching opportunities; Just 15 minutes from downtown New Orleans. You'll find some of Louisiana's most picturesque wetlands and a true slice of Cajun life. And if catching fish is more your style, charter a fishing boat from many of the local marinas. The waters that surround Jefferson are home to hundreds of species of fish. It will soon become obvious why Jefferson boasts some of the top fishing spots in the United States. Some of theoldest fishing rodeos in the country are held annually in these waters. Try your hand at a prizewinner or just sit back and enjoy the excitement.
You can also enjoy the sights of the lake as you stroll along Linear Park. Or, if you are up for a little more action, roller blading and bike riding are also popular activities. For fitness or leisure, parks throughout Jefferson can accommodate just about any past time.
Water sports abound on Lake Pontchartrain as well as the many other waterways that channel. Boating, sailing, jet skiing, and water skiing, are not the only activities. The beaches of Grand Isle along the coast of the Gulf of Mexico offers swimming, fishing, crabbing, picnicking, even camping.
Guaranteed Loans Offer Affordable Financing To Rural Homebuyers.
The mission of USDA Rural Development’s Single Family Housing Guaranteed Loan Program is to assist low to moderate income rural homebuyers achieve their dream of homeownership!
Rural Development USDA Loan Jefferson provides 100% financing opportunities to eligible rural individuals and families for the purchase of safe and sanitary homes. Guaranteed loans have assisted thousands of homeowners to purchase a home with affordable interest rates and loan terms.
Applicants must purchase a home within the eligible Jefferson, Louisiana rural areas, and have a household income that does't exceed the established limits in this area.
Additional Guaranteed Loan Features include but are not limited to:
- 100% financing, no down payment is required.
- Guarantee Fee applies: may be rolled into the loan amount.
- Flexible credit guidelines. Non-traditional credit histories may be accepted.
- Fixed 30 year interest rates apply.
- Eligible property types include existing homes, new construction, modular homes, Planned Unit Developments (PUD’s), eligible condominiums and new home construction.
- Eligible closing costs and lender fees may be included in the loan or paid by the applicant.
- Not limited to first time homebuyers.
If there are any further questions about applying for your home loan, feel free to contact any of our Jefferson, Louisiana USDA Loan agents at any time.