USDA Loan West Monroe, Louisiana

USDA Home Loans for West Monroe Louisiana 100% Financing And Very Low Mortgage Rates

USDA Loan West Monroe Louisiana Homes

 With USDA Rural Home Loan West Monroe Louisiana now is time to choose a home that you own with No Money Down! 

Since its establishment in 1883, West Monroe has prided itself as being a safe, fiscally responsible City with a small town atmosphere and big city amenities. ( ) Throughout the community, you’ll still find neighbors visiting after Sunday services and picnicking in the park. You’ll also find Louisiana’s first nationally accredited police force, major food and retail chains, and innovative programs to preserve both our environment and culture. West Monroe-it’s the place you've been hoping to find.

West Monroe is home of the Robertson family, stars of the hit A&E show Duck Dynasty, Monroe and it is the place to Shop, Eat, and Discover.Shop at Pecanland Mall, the largest shopping mall in North Louisiana, and famous Antique Alley, with classic antique shops and trendy boutique stores.

Eat at over 100 locally owned and flavored restaurants serving fried chicken, Catfish DeSiard, gumbo, crawfish, smothered pork chops, tasty po’boys, big burgers, hotwater cornbread, banana caramel pudding, and more!

Discover  local heroes like General Claire Chennault and his Flying Tigers at the Chennault Aviation & Military Museum. Meet Joseph Biedenharn, the first bottler of Coca-Cola, and his daughter Emmy-Lou at the Biedenharn Museum & Gardens, where you can still buy a cold bottle of coke for just a nickel. Take a walk at the beautiful Black Bayou National Wildlife Refuge.

USDA Loan West Monroe Louisiana Home Owners


What Are The Benefits Of A USDA Home Loan?

USDA mortgages are structured just like conventional ones where they are different, is no downpayment is requirements or mortgage insurance.Since the USDA Home Loan also known as "Rural Development" has no down payment requirement, it allows a home buyer to financea home for 100 percent of its purchase price.

The U.S. Department of Agriculture will assess a two percent mortgage insurance fee to all loans, and the cost may to be added to the loan size at the time of closing, as can the costs of eligible home repairs and improvements.Furthermore, because USDA Loans do not have a specific loan size limitation, home buyers can theoretically borrow more money witha USDA Home Loan than via conventional, VA or FHA routes.Loans insured by the U.S. Department of Agriculture are available as 30-year fixed rate mortgages only, and come with their own USDA Streamline Refinance program.

For today's home buyers, current mortgage rates are low and they're especially low with the USDA program. The USDA loan is designed for low rates and leniency so long as the buyers meets the USDA's property and income eligibility requirements.


Get help with your rural home loan by contacting one of our experienced agents and determine your personal eligibility.

USDA Loan West Monroe Louisiana River Market


USDA Loan Application West Monroe Louisiana