USDA Loan Zachary, Louisiana

Zachary, Louisiana USDA Guaranteed Home Loans Up to 100% Financing

USDA Loan Zachary Louisiana Homes

Home Loans Choices Made Simple By USDA Loans Zachary, Louisiana

The City of Zachary offers the convenience of a metropolitan area with all the charm of small-city living.  With education a top priority, the Zachary Independent School District has been ranked first in the state for five consecutive years. Remembering our rich history, a community museum , located within the Zachary Historical District, offers tours and provides a rare picture of neighborhood life on Main Street U.S.A. long ago. On Saturday’s, a Farmer’s Market, located near the museum, is available for residents who may want to purchase locally grown produce.

Zachary continues to be one of the fastest growing small cities in Louisiana offering an affordable, comfortable and secure lifestyle. It is truly a great place to work, raise your family and call home. With youth in mind, a popular attraction for residents is the City-operated Zachary Youth Park Complex, offering programs year around for youth and adults of all ages. Two new BREC Parks, the proposed Zachary Community Park and the Flanacher Road Soccer Park, which is now open will all provide additional recreational facilities.

Zachary, Louisiana, is located just north of the state capital, Baton Rouge. While it certainly has the charm of a small town with only a few major roads, Zachary still provides residents
and visitors with interesting activities, from a satisfying meal to live sporting events.

Located just north of the state capital, Baton Rouge. While it certainly has the charm of a small town with only a few major roads, USDA Loan Zachary Louisiana New Home BuyersZachary still provides residents and visitors with interesting activities, from a satisfying meal to live sporting events.

Sammy's Grill - off Old Scenic Highway in Zachary, is one of the three locations of this Louisiana-based franchise. The cuisine is largely based on Cajun favorites and offers "the freshest seafood, high quality choice steaks, poboys," and other menu items.

Beaver Creek Golf Course - Those in the Zachary area seeking a round of golf are in luck, because the Beaver Creek Golf Course is right in town, just off Highway 61. The course describes its 18-hole layout as
"a windswept front nine and a sheltered back nine," and of course the scenery is distinctly Louisianan with marsh and wetlands resting just off the rough. The course is a made of Tif-Eagle Bermuda grass.

USDA Loan Program

If you've never heard of the USDA loan program, you're not alone. It's a niche product serving a fraction of the U.S. housing market,
and most banks don't offer them. The program's full name is the USDA Rural Development Guaranteed Housing Loan program. Most people call them "USDA loans", "Rural Housing Loans" or "Section 502 loans".

USDA loans are insured by the U.S. Department of Agriculture and the program's biggest feature is its option for "no money down". USDA Loans, provides finance 100%, and no-money down mortgage financing of a home's purchase price while getting access to better-than-average mortgage rates.

When mortgage rates fall, you can refinance your  USDA mortgage. The USDA Streamline Refinance Program waives income and
credit verification so closings can happen quickly. Home appraisals aren't required, either.You can bring down any high existing mortgage rates when you refinance with the USDA loan.

 

If you have any questions or comments about the USDA Home Loans of Zachary, Give us a call or send us an email!

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